FDIC-Insured—Backed by the full faith and credit of the U.S. Government.Deposits Products
Rates Effective as of: Thursday, April 3rd 2025
Century Savings and Loan Association offers a variety of deposit and loan products for customers in our service area. These products are listed below. Our intent for this internet banking site is to service customers within our service area. Our service area, as designated by our board of directors, includes the residents and businesses in Las Animas and Huerfano Counties of the State of Colorado.
Century Savings and Loan does not open deposit accounts for consumers who reside "outside of the Las Animas, Huerfano county service area."
Certificates of Deposit
| Account | Min to Open | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance for APY | Truth in Savings Disclosure |
|---|---|---|---|---|---|
| 91 Day CD** | $1,000.00 | 0.45% | 0.45% | $1,000.00 | View Disclosure |
| Tiered Rate** | - | 0.55% | 0.55% | $50,000.00 | |
| 182 Day CD** | $1,000.00 | 0.50% | 0.50% | $1,000.00 | View Disclosure |
| Tiered Rate** | - | 0.60% | 0.60% | $50,000.00 | |
| 1 Yr CD** | $1,000.00 | 0.65% | 0.65% | $1,000.00 | View Disclosure |
| Tiered Rate** | - | 0.80% | 0.80% | $50,000.00 | |
| 2 Yr CD** | $1,000.00 | 0.85% | 0.85% | $1,000.00 | View Disclosure |
| Tiered Rate** | - | 0.95% | 0.95% | $50,000.00 | |
| 3 Yr CD** | $1,000.00 | 0.95% | 0.95% | $1,000.00 | View Disclosure |
| Tiered Rate** | - | 1.15% | 1.15% | $50,000.00 | |
| 5 Yr CD** | $1,000.00 | 1.15% | 1.15% | $1,000.00 | View Disclosure |
| Tiered Rate** | - | 1.25% | 1.25% | $50,000.00 |
Jumbo Certificates of Deposit
| Account | Min to Open | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance for APY | Truth in Savings Disclosure |
|---|---|---|---|---|---|
| 3 Mo Jumbo | $100,000.00 | 0.45% | 0.65% | $100,000.00 | View Disclosure |
| 6 Mo Jumbo | $100,000.00 | 0.65% | 0.85% | $100,000.00 | View Disclosure |
| 1 Yr Jumbo | $100,000.00 | 0.75% | 1.05% | $100,000.00 | View Disclosure |
| 2 Yr Jumbo | $100,000.00 | 0.90% | 1.15% | $100,000.00 | View Disclosure |
IRA Certificates of Deposit
| Account | Min to Open | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance for APY | Truth in Savings Disclosure |
|---|---|---|---|---|---|
| 18 Mo IRA** | $1,000.00 | 0.70% | 0.70% | $1,000.00 | View Disclosure |
| Tiered Rate** | - | 0.80% | 0.80% | $50,000.00 | |
| 5 Yr IRA** | $1,000.00 | 0.95% | 0.95% | $1,000.00 | View Disclosure |
| Tiered Rate** | - | 1.05% | 1.05% | $50,000.00 |
** The association may impose a penalty if any of the principal is withdrawn before maturity.
**The stated annual percentage yield assumes interest remains on deposit until maturity. A Withdrawal will reduce interest earned.
** Your account will mature on the date disclosed on the certificate provided to you.
** The account will automatically renew on maturity at the current interest rate.
**You will have seven (7) calendar days after your maturity date to withdraw your funds without being charged a penalty.