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Privacy Policy

Wednesday, February 1, 2017 12:48:00 PM

                                                                                                                                                                                                                                                                  Rev. 09/11     

FACTS WHAT DOES CENTURY SAVINGS & LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Income
  • Account Balances
  • Payment History
  • Credit History
  • Checking Account Information

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Century Savings & Loan Association chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Century Savings & Loan Association share?Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call 719-846-2257 or go to www.centurysavings.com
What We Do
How does Century Savings & Loan Association protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to them.
How does Century Savings & Loan Association collect my personal information? We collect your personal information, for example when you
  • Open an account
  • Deposit Money
  • Apply for a loan
  • Use your debit card
  • Show your driver's license
We also collect your personal information from others, such as credit bureaus, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Century Savings & Loan Association has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Century Savings & Loan Association does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Century Savings & Loan Association doesn't jointly market.